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Special Needs Planning – where professionalism and compassion are critical now and in the future

Establishing a Special Needs Plan is not something to put off until later. Life is uncertain and your  child with special needs deserves all the certainty and security you can provide. Klassman Special Needs Planning offers an established company approaching three decades in the insurance industry and with the expertise to ensure that your child with special needs care is carried out according to your wishes and with respect for your child’s goals and opportunities.

At Klassman, we will help you create a Comprehensive Special Needs Plan by:

  • Identifying and prioritizing family goals and objectives
  • Analyzing your family’s financial resources in relation to goals and objectives
  • Creating a plan with recommendations to maximize and protect the personal and public resources necessary for the maintenance of your Special Needs Plan

An effective Special Needs Plan goes beyond the quality of life it will provide for your child after you are gone; it also provides peace of mind for you today. It’s a complicated and emotional process. That’s why it is essential that your plan is developed objectively – that it covers all the bases.

Klassman will help you along the way, providing expertise in attaining and maintaining government benefits for basic necessities – food, clothing and shelter; and obtaining a list of qualified attorneys to create a Special Needs Trust.

A Special Needs Trust manages resources available to your child without harming your child’s eligibility for public assistance benefits, such as Medicaid and Supplemental Security Income (SSI). When you consider that a well-intentioned relative could offer a small gift and unwittingly disrupt your child’s access to these benefits, the importance of an attorney with experience in this area of law is obvious.

Your Special Needs Plan will also require a Letter of Intent. While not a legal document, a Letter of Intent is extremely valuable in setting out your child’s daily routine, housing preferences, health issues, personal habits, preferred caregivers and likes and dislikes.

Often, a Letter of Intent of this type takes three to six months to create and requires continual updating as time passes.

Obviously, creating an effective Special Needs Plan is as daunting as it is critical. Klassman Special Needs Planning helps take the stress out of the process while ensuring that you and your child with special needs are prepared today and in the future.